How to save $200,000 quickly as a poor young girl

To save $200,000 quickly as a poor young girl, here are some suggestions:

1. Get a higher-paying job. Look for a job that pays significantly more than what you are earning now, even if it is temporary. Some options could be:

• Waiting tables at a high-end restaurant where you can earn more in tips.
• Driving for a ridesharing service in your spare time.
• Doing freelance work like writing, programming, graphic design, etc. that pays well.
• Tutoring or teaching music/art lessons.

1. Reduce your living expenses. Lower your rent by getting a smaller place or roommates. Cut out unnecessary subscriptions, entertainment, and dining out. Cook meals at home instead. Use public transit or ride-sharing for transportation. The less you spend on living expenses, the more you can put into savings.
2. Ask for a raise. If you have been working at your current job for over a year and have taken on more responsibility, ask your boss for a raise. Be prepared to give examples of your good performance and contributions. Even a small raise can make a big difference in how much you can save.
3. Get cash gifts or payments. Ask relatives for cash gifts for birthdays and holidays instead of presents. Do odd jobs for neighbors like babysitting, dog walking, lawn mowing, and see if they will pay you in cash. Every little bit of cash can go straight into your savings fund.
4. Open a high-yield savings account. Move your savings to an account with a higher interest rate so you can earn more money on the amount you deposit. Some online banks offer rates significantly higher than traditional banks. Make interest work for you by choosing a good savings account.